Open an account. Create a link. Get paid worldwide.
Sign up with your email, connect your payout wallet, and generate a payment link for any customer, invoice, or personal request. The payer can use card, bank transfer, or crypto where available — no MonaxPay account needed — and you receive crypto to your Solana wallet.
How MonaxPay works
One link turns local payment into wallet settlement.
The payer sees a secure checkout. You keep a clean dashboard record, receipt, and wallet payout trail.
- 01Create the requestSet an amount, choose the settlement asset, and share the link.
- 02Payer completes checkoutThey pay with an available card, bank-transfer, or crypto route.
- 03You receive cryptoThe net amount settles to your verified Solana wallet.
Each link has its own tracked route, so support, receipts, and settlement records stay tied to the same payment.
How one payment works, start to finish
Step 1 of 5
A business in Istanbul creates a link
Amount, invoice reference, payout asset — ready in seconds, no code.
Step 2 of 5
They share it anywhere
Send it by WhatsApp, email, QR, or your own system — wherever a message goes.
Step 3 of 5
Their customer in Berlin pays
The payer chooses a card, bank, or crypto route — no account, no app.
Step 4 of 5
MonaxPay routes the settlement
It runs through a payment-specific wallet — no pooled balances, ever.
Step 5 of 5
The net payout forwards
Once the payment confirms, the net payout forwards automatically — to a wallet only you control.
Illustrative example — sample data
For businesses: one payment link for each customer or invoice
Create a link for a fixed amount, customer, invoice, or order.
Share it by WhatsApp, email, CRM, call center, or your own app.
The payer uses the available card, bank-transfer, or crypto route; you receive crypto to your wallet.
Your payer sees a clean payment page and gets a receipt. You track links, customers, proformas, receipts, fees, and payouts from one dashboard.
Illustrative example — sample data
What your customer sees
A clean checkout with your display name, the amount, and the available payment routes — no account required.
Illustrative example — sample data
Create, share, and receive
Receive
Open an account, create a payment link, and let someone pay by card, bank transfer, or crypto. Receive the payout in your Solana wallet.
Cash out
Turn crypto into money in your bank account where supported, with the same simple receipt and status trail.
Swap
Swap one token for another through a payment-specific route. MonaxPay does not add a platform fee to swaps.
Simple account setup
Create an account, connect your payout wallet, and generate payment links. If a payment route needs anything else, the dashboard explains the next step clearly.
Automatic settlement to your wallet
Each payment settles through its own dedicated wallet and forwards to the merchant's connected wallet. MonaxPay never stores card data and keeps no pooled customer balances.
Enterprise API
Create payment links automatically from your CRM, call center, shop, or app — with dashboard-created API keys and webhooks.
API docsThe same link, a different job
One payment link adapts to how you work — from a single invoice to an API-driven workflow.
Freelancers & creative services
Send a client a link for a fixed fee or milestone. They pay by card, bank, or crypto; you receive to your own wallet.
Payout to a wallet only you controlE-commerce & social selling
Turn a DM, a post, or a checkout into a payable link. The payer needs no account to complete it.
Payer needs no MonaxPay accountAgencies & consultancies
One link per client, retainer, or project. Track receipts, fees, and payout status from one dashboard.
Receipts and payout status in one placeExporters & cross-border invoicing
Invoice abroad in the payer's local currency and settle to USDC, USDT, or SOL on Solana.
Settle to USDC, USDT, or SOL on SolanaAPI-enabled teams and sales operations
Create links from your own CRM, call-center desk, or app with API keys, signed requests, webhooks, and reporting.
Scoped keys, signed, idempotent requestsPersonal requests
Request money from a friend or contact with a simple link. They see the amount and a receipt — nothing to install.
Just share a link to get paid
Availability depends on country, payment method, asset, network, route support, and risk controls.
Card, bank, or crypto in. Crypto to your wallet.
Payers can use local money or crypto where routes are available. Receivers can get USDC, USDT, or SOL on Solana.
Payers can use
You can receive
Security and clarity
Where your money goes
Payer to an available payment route, then a payment-specific wallet for fee deduction, then your saved wallet — never a pooled balance.
Buys and merchant payments use dedicated transaction wallets before the net amount forwards to the connected wallet — we keep no pooled balances.
Card and bank payments are completed with external payment providers. MonaxPay never sees card details, and every payment is tracked to its own link wallet.
Start with the essentials: account, email, payout wallet, and payment link. Extra checks may appear only when a route, amount, or risk signal requires them.
Unlike exchanges, we keep no customer balances: each buy or merchant payment is settled through its own traceable wallet, then netted and forwarded to the connected wallet.
Exchange account vs MonaxPay settlement
Operated by MonaxPay Community Project. Impressum
View system statusSimple, transparent pricing
One clear commission, paid by the link creator — never by the payer. No subscription, no hidden costs.
No monthly subscription
Create an account and start with payment links. Platform fees apply only when real payment activity is completed.
The link creator covers the fee
The payer sees the charge they were asked to pay. Your dashboard tracks the merchant-side fee and the net settlement.
Exact route cost appears before payment
Card, bank, and network costs depend on the selected provider route and are shown in the checkout before the payer confirms.
We do not publish a homepage calculator with guessed rates. Your dashboard and the live checkout show the relevant amount at the moment a real payment link is created.
Create this link from your own systems
Every account can create API keys from the dashboard and embed payment-link creation, status reads, webhooks, customers, and reports into its own flow.
82 documented API endpoints
Scoped API keys
Idempotent requests
Signed, nonce-protected calls
What we can show today
- 82 documented API endpoints
- USDC · USDT · SOL on Solana
- English, Türkçe, Deutsch — native, not machine-translated
- Payers need no MonaxPay account
- Open API docs — generated from the same spec the server runs
MonaxPay is in early access. No invented numbers, no stock testimonials — just the product. Be in the first cohort.
Create a free accountFrequently asked questions
Can someone pay me by card, bank transfer, or crypto?
Yes. A MonaxPay link is designed so the payer can use an available card, bank-transfer, or crypto route. Exact methods depend on country, amount, and route availability.
Can I receive as crypto to my wallet?
Yes. Payment links settle as USDC, USDT, or SOL on Solana. Your payer may use card, bank transfer, or crypto routes where available.
How fast is payout?
Most confirmed payments forward within minutes after the provider and chain confirmations complete. First-time checks, regional payment methods, or manual review can add time.
Do payers need a MonaxPay account?
No. The person paying from a public payment link does not need a MonaxPay account. The receiver needs an account to create live links, connect a payout wallet, create API keys, and view payment history.
What does the payer see, and do they get a receipt?
The payer sees your display name, the requested amount, the available payment routes, and simple payment instructions. After a confirmed payment they receive a receipt.
What payment methods are available in my country?
Availability depends on country, payment method, asset, network, route support, and risk controls. The link shows each payer only the routes available to them.
What are the fees?
The payer sees the amount requested on the link. Platform fees belong to the link creator or receiver according to account settings. Provider and network costs are shown before confirmation.
Who pays the fee, me or my customer?
The payer sees exactly the amount on the link. The platform commission belongs to the link creator and is deducted from the payout, never added on top of what the payer pays.
Where is my money between payment and payout?
Each live payment uses its own payment-specific Solana wallet for fee deduction and net forwarding to your connected wallet. MonaxPay keeps no pooled balances and stores no card data.
What do I need before I can create live links?
Create an account, confirm your email, add basic security, and connect your payout wallet. The dashboard tells you immediately if a specific route or amount needs anything else.
Is MonaxPay for people or businesses?
Both. A person can request money from someone else; a business can create links for customers, invoices, orders, call centers, or API-driven workflows.
How do I get API access?
Create a free account, open the Developers area, and create a scoped API key. You can create payment links, read status, manage customers, receive webhooks, and export reports from your own flow.
Affiliate program
Earn a commission on referred activity. The program is in early access — join the waitlist to get in first.
- Join the waitlist
- Share your link
- Earn on real, completed activity
Create your first payment link in minutes.
People and businesses can share one link, let payers use card, bank transfer, or crypto where available, and receive crypto to their own Solana wallet.
- No monthly subscription — you pay only when you get paid.
- Payers need no MonaxPay account
- English, Türkçe, Deutsch — native, not machine-translated