MonaxPay
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Merchant legal controls

Legal center

Operating model

Our policies for merchants and customers — how MonaxPay works, your rights, and what we expect.

Policy version2026-06-07
Last updated2026-06-07
MonaxPay roleSoftware, orchestration, risk controls, receipts, reporting, and audit evidence.

Merchant terms

The merchant accepts the non-custodial model, prepaid MonaxPay fee reserve, provider handoff, reporting evidence, and customer-support obligations.

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Prohibited-use policy

Live links are not approved for sanctions evasion, unlicensed financial promotion, misleading sales, chargeback evasion, or activity that provider and compliance policy blocks.

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Privacy policy

MonaxPay keeps the data needed for dashboard access, receipts, risk controls, and audit evidence while delegating card and provider identity data to approved providers.

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Operating model

Applies toMerchants, personal recipients, API partners, and team operators.
Merchant roleOwns customer relationship, truthfulness of offer, refunds, support, tax, and settlement wallet.
Provider roleOnramp, payment-method checks, provider KYC where required, card authorization, and provider disputes.